Consolidated Financial Investments, Inc.
 
Consolidated Financial Investments, herein termed CFII, is a privately owned discount brokerage firm located in Clayton, Missouri.
 
Alan Stiffelman and Norm Tice established CFII in 1988 with the goal of offering individual investors high quality customer service by providing low cost access to the financial markets.
 
Alan Stiffelman, president of CFII, has been in the securities business for over 20 years.  He was previously associated with Merrill Lynch, Paine Webber and Blunt Ellis & Loewi, prior to founding CFII.
 
Norm Tice was involved in the banking and financial services industry for over 40 years where he has served as an officer of and currently serves on the board of directors of several public agencies, private corporations and charitable organizations. 
 
CFII provides the tools for individuals who are comfortable making their own investment decisions. As a Discount Broker, we do not give advice or stock recommendations. Rather, our company makes available a variety of financial products and services to meet your investment needs.
 
Securities in customer accounts carried by CFII are well protected.  J.P. Morgan Clearing Corp. serves as our Clearing Agent and is custodian for all cash and securities.  CFII and J.P. Morgan Clearing Corp. are members of SIPC (Securities Investor Protection Corporation), which was created by Congress to protect customers of securities brokers and dealers and to promote public confidence in the US securities markets. The protection provided by SIPC is relevant only in the event the broker-dealer that carries a customer's account becomes insolvent and is liquidated. SIPC protects accounts against such a shortfall for up to $500,000 per account (of which up to $100,000 may be for cash claims). In addition to the coverage provided by SIPC, J.P. Morgan Clearing Corp. has obtained an excess securities bond (the "Excess SIPC Bond"), which will be available to satisfy any remaining shortfall in the return of securities and cash to customers. The Excess SIPC Bond, which provides protection in addition to the primary protection payable by SIPC, is issued by Customer Asset Protection Company ("CAPCO"), which enjoys a credit and financial strength rating of A+ from Standard & Poor's. If the SIPC Fund proves insufficient to satisfy customers' claims, SIPC can draw upon a $1 billion line of credit that it has with the SEC, which, in turn borrows from the US Treasury. Of course, neither the SIPC nor J.P. Morgan Clearing Corp.’s private insurance protect against losses from the rise or fall in market value of your investments.
 
We are also members of the American Association of Individual Investors (AAII).  AAII is a comprehensive on-line guide to investing, developed to assist individuals in becoming effective managers of their own assets.
 
Consolidated Financial Investments, Inc. is registered in Twenty (20) states – Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Missouri, New York, North Carolina, Ohio, Texas and Washington.

Consolidated Financial Investments, Inc and its registered representatives may only transact business in a state if first registered, excluded or exempted from registration requirements of that particular state.  Individualized responses to e-mails received by CFII and its registered reps from this web-site will not be made unless and until applicable registration requirements have been met.

Consolidated Financial Investments, Inc. is a member of the FINRA, SIPC and MSRB. For more complete details, e-mail us at info@cfii.org.